Saving up can be tough, but these money saving apps can help. Start filling your piggy bank automatically or get cash back from your favorite stores.
As a stay-at-home mom, I am always looking for ways to save money! These money saving apps are my secret weapon to tucking away a little money for an emergency fund.
Or maybe you are using one of these money saving apps to buy yourself that pair of shoes you’ve always wanted.
Check Out This List Of ‘Mommy Approved’ Money Saving Apps To Help You Save:
No matter the reason you are trying to put away some cash, these money saving apps will help you save big!
Money Saving Apps: Save Money, Without Thinking About It.
If you’re part of the 80% of Americans that have some sort of savings but could use a little more help, you’re definitely not alone. The key to saving is automation.
You won’t even notice it but Digit will make it happen.
Just link a checking account and their smart algorithm will determine small but safe amounts to withdraw into your separate FDIC-Insured Digit savings account.
Regular savers will get a 1% bonus every three months, netting you some free money!
It’s the perfect set-it-and-forget-it app where the AI will watch your savings back.
You can withdraw your money at any time you need and it’s free to use for the first 30 days. After, it’s just $2.99 a month.
Average savings in a month (varies): $144 or more
What it could add up to in a year: $1,728 or more
Quarterly bonus: 1% on your total savings amount
Additional Referral Earnings: $5 per referral
Money Saving Apps: Invest Your Spare Change With Acorns
Learning how to invest your money can be one of the best things you can do in your life. But like most people, you don’t know where to start (nor do you have a load of cash laying around). That’ why we recommend giving Acorns a try.
How Acorns works: It rounds up the spare change from your purchases and deposits the money into a separate account, which is then invested automatically (micro-investing).
This is a great way to put aside money for an emergency fund without having to think about it too much. Think of it like a money saving app robot that does all the guesswork for you.
I’ve been using it for 5 years and I’ve already saved up $4,278 without even realizing it!
You also earn a $10 sign-up bonus!
Money Saving Apps: Snap a Pic of Your Grocery Receipt And Get Cash Back
You’ve told yourself a million times you were going to download some money saving apps to try and cook at home more. Well stop eating fast food and get in shape by shopping at the grocery store!
By not using this app at the grocery store, you are literally throwing money away. On average, active Ibotta users get back up $240 a year. What would you do with that extra money?
It’s simple, all you have to do is take a picture of your grocery receipt and Ibotta will pay you cash.
So before you go to the store, search for your items in the Ibotta app. Then take a photo of your receipt (or a “relfy” – receipt selfie) to get cash back.
Ibotta is free to download and you’ll also get up to $20 in Welcome Bonuses when you sign up!
Money Saving Apps: This Zero-Fee Account Could Save You Over $400 Per Year
Did you know that the average U.S. household spends $290 in bank fees every year?*
Some of these fees catch unaware customers that don’t read the fine print but a majority feel that the out-of-network ATM fees are the most unfair.
So what’s the fee of an average out-of-network ATM?
The Answer: $4.52!
Your bank should be supporting you, not nickel-and-diming you. (In this case, they’re robbing you!)
If you’re fed up with getting charged unnecessary fees, then consider this zero-fee account – The Aspiration Account.
This account offers:
- 2.00% APY on entire balance ( that’s up to 200x more than the big banks)
- Free access to every ATM in the world with your debit card
- Zero fees (yes fee-free!)
- No monthly minimum balance
And it only takes a $10 deposit to start the no-fee account!
The Aspiration Account is perfect for those looking to earn high interest on their money, free worldwide ATM usage, and not having to deal with any hidden fees.
And if that’s not enough, you’ll know Aspiration is different from the big banks because their motto is “Do Well. Do Good.” They back this up by committing to donate 10% of earnings to charity. This comes from whatever “tip” ($0- $10)you want to give to Aspiration for their service. Now that’s making a difference on your behalf! One more reason this makes our list of the best money saving apps to save for an emergency.
With Money Magazine describing Aspiration as the “Best Checking Account in America,” it only takes a few minutes and just $10 to set up. Check it out and see if it’s right for you too.
How To Find Out If Amazon Owes You Money
Did you know that retailers like a ton of online retailers like Amazon change their product prices 2.5 million times a day? Meaning that an average product’s cost will change about every 10 minutes. CRAZY right?!
One of our favorite money saving apps is called Paribus — a FREE app that gets you CASH BACK for online purchases (That you’ve already made!).
How does it work?
It’s free to sign up (take’s 30 seconds), and once you do, it works in the background scanning your email for any receipts (Don’t worry, they don’t open any other email and their technology only identifies emails that are receipts).
If it discovers you’ve purchased something from one of its monitored retailers (For example, Target, Kohl’s, GAP, Best Buy, Walmart and more.), it will track the item’s price and help you get a refund when there’s a price drop.
So that new pair of shoes you bought for $47 online is now on sale for $40? Paribus automatically gets you $7 back!
The average customer saves $20 a month…That’s more than $240 a year!
Also? If your guaranteed shipment is late from Amazon Prime or Walmart, they’ll help you get compensated!
How Paribus Works
1. Sign up for Paribus. It’s FREE and takes 30 seconds.
2. Allow Paribus to do what it does best – passively track your orders as you shop.
3. Once it detects a late guaranteed shipment or price drop, Paribus will work with the retailer to get you compensated.
It’s that simple!
I know a single mom that’s recouped $1,000 in the past year just using Paribus.
*Paribus compensates us when you sign up for Paribus using the links we provided.
Earn Free Gift Cards – Just by Scanning Barcodes
Are you tired of getting free gift cards yet? No? Well here’s another way to earn some!
Shopkick is a shopping app that’ll reward you for the stuff you already buy both in-store and online. It’ll also reward you for just stepping into certain stores or scanning specific items off the shelf!
- For instance, I walked into my local Target and earned 15 kicks (points). Yep, just by walking in.
- I scanned a few items off a shelf for a total of 125 kicks.
- I purchased some beauty items and snacks, scanned my receipt and got 1,015 kicks!
From that one Target trip, I earned a total of 1,155 kicks/points on stuff I already needed. That puts me at 97% to redeem a $5 gift card or more if I want to wait. Pretty easy stuff!
In order for ShopKick to work properly, you’ll have to turn on Location Services and Bluetooth. This ensures that you’ll get your kicks/points when you walk into stores!
Also, it doesn’t hurt that OPRAH freaking loves this app: “This app is addictive.”